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How does group membership differ to that of an individual membership?
The membership insurance policy is intended to provide coverage for a group for the broad range of activities typically undertaken by that group (subject to policy terms, conditions and exceptions). It is also recognised that in the vast majority of cases the group will be an informal body of individuals with no legal status, therefore the extra breadth of cover provided to the group “entity” automatically extends to the named individuals that make up that group member including the officers of the group.
Examples of typical extra activities covered by our policy that a group could be involved in beyond the specifics of simply carrying out a recognised activity are summarised as follows:
- Administration and officer/committee meetings
- Maintenance activities
- Conservation activities
- Ownership of property and/or land
- Fundraising activities – with specific exclusions as detailed in the policy and cover summary
- Exhibiting, participating, demonstrating at country fairs and similar events
- Social events
- Competitions and events
- All landowners are indemnified up to a value of £10m under the group policy in connection with the ‘Recognised Activity’.
- Employers Public Liability cover.
Bolt-on insurance cover for non-hunting equestrian activities
Bolt-on insurance cover for non-hunting equestrian activities that includes showing, dressage, team chase, hunter trials, horse drawn carriage driving and other forms of horse riding.
Membership Terms and Conditions
- To view the Terms & Conditions of Membership click here